Oxford, Cotswolds, Cheltenham, Bristol, nationwide, local mortgage broker

Bespoke Mortgage & Protection Advice

Operating Nationwide

Services we offer

get a mortgage

You want to buy your first property, move to a bigger place or you’re due to remortgage. We know that moving house can seem like a stressful and daunting task, we are a friendly, independent whole of market broker waiting to help you.

Residential Mortgages

Whether you’re a first-time buyer or looking to buy a bigger property or remortgage, we can offer bespoke advice and find the right borrowing solution to suit your situation.

Insurance to protect you and your family. Critical illness life cover and income protection insurance

Protection

Imagine how you would feel if you were injured or ill and couldn’t work. You would want to focus on getting better and making a full recovery without having to worry about whether or not you could pay your bills.

Financial protection can offer you peace of mind so that you and your loved ones are protected if you were ill or injured and couldn’t work. We will find the right protection for you and your family.

help first time buyers, mortgage for bad credit

Buy to Let

Buying a second property to earn you a regular rental income and can be a good investment for the future.

We can help if you’re a landlord looking for a buy-to-let mortgage. We will search the market for you and discuss your options with you in detail so that you know where you stand.

Meet the Team

When you come to us for mortgage or protection advice, you can be sure you’ll receive all the information you need to make an informed decision. We have a wealth of great experience and we’re here to help you.

The reason we consistently get great reviews from our clients is simple – we genuinely care about you. We know that if you’re happy, we’ve done our job well.

Experienced mortgage and protection broker
  • Founder

    Ballard Associates was formed by David Ballard, an independent, self-made entrepreneur with a head for numbers and a passion for helping others.

mortgage and insurance broker you can trust
  • Co-Founder

    I believe it’s very important to fully understand my clients’ circumstances and goals so that I can provide tailored advice to suit their individual needs. I’m especially keen to ensure that our clients’ families are sufficiently protected to provide long-term stability and peace of mind, more important than ever in today’s fast-changing world.

Book your free consultation now!

Experience true end-to-end help, we offer unparalleled excellence with our bespoke mortgage and protection services.

Book your appointment today and step into a realm of transparent solutions tailored precisely to your needs.

Our
Values

At the heart of our company is a commitment to putting our clients at the centre of everything we do. Our reputation for guiding and supporting clients through every stage of their financial journey reflects this dedication.

Read more about our values and mission.

trust worthy insurance broker

Contact Us

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!

Follow us on social

Connect with mortgage broker near you

Fees

We don’t charge for our advice. We simply charge a fee for processing your mortgage application. Our fees and charges will be explained to you before we do any work, and we will explain payment options to you. Our typical fee is £499.

The actual fee can vary depending on your circumstances. More complex cases may result in higher fees. If you have a question about our fees, we’re here to help.