Equity Release
Freedom in later life
David will provide you with clear, honest, and tailored guidance during the entire equity release process.
Our initial call is simply the beginning of a detailed discussion where David will take the time to understand your financial situation, priorities and what matters most to you and your family.
David is passionate about helping people to benefit from the equity they have worked hard to build up over the years, where it is the right choice. He has seen firsthand how life changing equity release can be when his parents released equity to repay their existing mortgage and complete essential improvements to their home that had been on their to-do list for a very long time.
David is authorised and regulated by the Financial Conduct Authority and holds the Certificate in Regulated Equity Release (CeRER) qualification.
He offers impartial, whole-of-market access ensuring the best possible rates and features for your specific circumstances.
David will also discuss alternatives to equity release, such as Retirement Interest-Only (RIO) mortgages or downsizing to ensure equity release is the most suitable option for you. He also encourages and facilitates open discussions with family members regarding how the plan will reduce or eliminate future inheritance.
Equity Release Council member
We are proud members of the Equity Release Council, which sets high standards and promotes best practice across the industry.
The council’s no negative equity guarantee also means you won’t owe more than the value of your home when you pass or move into long-term care.
Reasons for releasing equity:
There are many reasons that you might be considering equity release. Some of the popular ways to use the unlocked cash are to:
Repay an existing mortgage
Fund home improvements
Gift an early inheritance
Go on more holidays
Make large purchases
Buy a second home
Supplementing income
Our Customer’s story - a case study
Stella was retired and received the state pension and a small private pension. Since being widowed 6 years earlier Stella was not left with much disposable income each month after paying her household bills and other essential living costs.
Stella was getting increasingly concerned because her roof was in need of repair and she was finding her garden was becoming too much to manage. Stella was becoming very disheartened because she felt it would very likely take her many years to save the money to be able to carry out these home improvements.
Equity release enabled Stella to receive a lump sum that allowed her to get the repairs carried out to her roof and her garden landscaped for low maintenance in a matter of weeks which gave her such peace of mind and relieved her worries.